Management Board of YOLO S.A.:


krzysztof piwoński, president 

President of the Management Board and one of the founders of YOLO S.A. (under “P.R.E.S.C.O. GROUP S.A.” brand), which until April 2016 was an entity specialised in investment in consumer NPL portfolios. His professional career has been entirely associated with development of YOLO, which under his management has transformed from a local firm originating from Piła to an important player on the Polish NPL market. Today YOLO S.A. is a publicly listed company at the Warsaw Stock Exchange. The company led by Krzysztof Piwoński has successfully realised the significant Bond Issue Programme and started operations in the Polish consumer finance sector.

His style of management is characterised by analytical approach. He appreciates professionalism and integrity in business, as well as employee commitment and honest approach to their duties. In private life Krzysztof Piwoński appreciates family values. He is passionate about architecture and cars. He usually spends his free time travelling.

In YOLO S.A. Krzysztof is responsible  for shaping the strategy and supervision over operations. He is also strongly involved in analytical and sales & marketing area.


kamil czop, board member

Member of the Management Board and CFO of YOLO S.A., he has been associated with the company since 2012. Between 2012 and 2016 he held a position of Investment Director of the company. Kamil was the main architect and project leader responsible for completion of the unique disposal transaction of PLN 2.7 billion NPL portfolio owned by YOLO Capital GROUP, which was one of the largest transactions on the Polish NPL investment market, and a significant financial success for YOLO S.A.

Kamil Czop started his professional career at Transaction Services departments of two prestigious advisory firms – KPMG and PwC. During his career in Transaction Advisory (2007-2012) he participated in several dozen M&A projects, and he completed his “BIG 4” career holding a Manager position. 

He graduated with distinction from the Warsaw School of Economics (SGH) with M.A. degree in two faculties – Banking and Finance, and International Relations.  Since 2010 Kamil Czop has also been an ACCA member. In 2017 he gained Executive MBA diploma from the Business School of Warsaw University of Technology.

He is interested in history and politics. He spends his free time with his family, he likes travelling and good literature.

In YOLO S.A. he is responsible for management and supervision of finance & accounting, financial reporting, taxation and investor relations.


maciej królik, BOARD MEMBER

Member of the Management Board and COO of YOLO S.A., he has been associated with the company since 2011. He has developed his career in operating structures of the company, successfully setting up the department responsible for sales of restructuring loans and customer service at one of YOLO’s subsidiaries. During the period 2016-2017, which was crucial for the company, as YOLO S.A. was entering the Polish consumer finance market, he was the project leader responsible for development and launch of an innovative financial product – renewable loan granted on the prepaid debit card. In 2018 he was promoted to Chief Operating Officer position responsible for management of all operating activities of YOLO S.A. (Customer Service and IT Department).

He graduated from Poznan University of Technology at the faculty of Management and Production Engineering. He has also completed post-graduate studies in Project Management and holds a Bachelor's Degree in English Studies. He’s got practical knowledge and experience in project management, especially in Scrum and Prince 2 methodologies.

In YOLO S.A. he is responsible for business processes related to operations and customer service.